Effective date: August, 2019.

 

This Privacy Policy sets forth how we collect and process your personal data, and seeks to comply with the European Union’s new privacy law known as the General Data Protection Regulation (“GDPR”).

 

COLLECTION OF PERSONAL DATA

 

When you engage in a transaction on our Website, we may collect directly from you your name, e-mail address, IP address, web browser, bank account information, telephone number, physical address, country, category of service which you are seeking to have performed or which you are capable of performing, for the purpose of being able to perform the services for which you are retaining us.  We are processing this information based upon your consent to our doing so, our legitimate interests such as marketing and, with respect to the data necessary to process your payments, because it is necessary for the performance of your contract with us.  Data will be transferred to countries outside of the EU so long as it is necessary for the purpose of carrying out our contractual obligations to you or you have granted us your consent to do so.  The only people who may have access to your personal data, in addition to other users of our Website and parties acting as data processors disclosed elsewhere herein, are our administration team, our web developer, and our legal counsel.  This information will only be retained for as long as it is necessary to carry out the purpose for which it is collected, to fulfill our contractual obligations, or as long as it is required by law.  Of course, we will delete your personal data quickly upon request.  Other than as described above, we will not sell, share or rent your personal data to any third party.  Unless you are in the EU, by exploring and using this Website, and by submitting information to Givarate, you agree to Givarate’s use of such information as described herein as well as the terms and conditions set forth in our Terms of Use.

 

In order for us to be able to provide the services available on our Website, and to meet any of our related business obligations, you must provide the personal data that is required to do so.  Without that data, we are not in a position to do so. 

 

SECURITY

 

Security of all personal data of our users is a primary concern of ours.  Thus, we have adopted reasonable security measures to protect the security of our users’ information. We use, where appropriate, industry standard encryption technology, currently Md5 Hash key, and computer server firewalls when transferring and receiving consumer data exchanged with this Website.  We use routing numbers and bank account numbers to process payments through ACH, using Priority Payment Systems.  You will have the option of saving your bank account and routing numbers in order to make it easier to process payments.  A series of security questions, icons and a password must be entered before you will be able to access those numbers.  Nevertheless, we cannot guarantee complete security of your information inasmuch as no security systems are foolproof.  It is also important for you to protect against the unauthorized access to your information as well as to your computer.

 

DISCLAIMER

 

Unless you are in the EU, this privacy policy and all statements contained on this Website about privacy and how we deal with data supplied by visitors to this Website are not intended to be a contractual obligation of any kind and any such obligation is hereby disclaimed in its entirety.  These statements merely constitute the present policy of Givarate, which we will take reasonable measures to implement.  Similarly, this privacy policy is not intended to be “advertising” or “advertising claims.”  Rather, it is merely intended to set forth our policy, including our practices and intentions, as to how we conduct our business.

 

PROMOTIONAL INFORMATION AND E-NEWSLETTERS

 

When you sign up to our Website, you agree to receive Givarate notifications and promotional e-mails as well as e-newsletters and other e-mail special offers.  If you change your mind and no longer wish to receive our e-mails, you may opt out at any time simply by sending us an e-mail or by clicking on the unsubscribe link.

 

COOKIES

 

When you interact with our Website, we attempt to make your experience as easy and meaningful as possible.  Therefore, like many websites, we may use cookies and other technologies to track user activity and collect Website data.  Cookies are alphanumeric identifiers that we transfer to your computer’s hard drive through your web browser for record keeping purposes.  We use cookies to track information about your activities on our Website.  We also use cookies to store your preferences and to allow you to remain logged in as you use our Website.  We use session cookies for the proper functionality of our Website so that users of our Website can be recognized through their visit to it.

 

When you first access our Website, you should receive a message informing you that cookies are in use.  By your continuing to browse our Website, you agree to our use of cookies as described herein.  You do not have to accept our cookies.  You may stop or restrict the placement of cookies on your computer or remove them from your browser by adjusting your web browser’s preferences by following its instructions.  You can also delete cookies once they have been placed on your hard drive.  If you choose to disable or delete our cookies, you may still browse our Website but many of the features either will not work or may take more time to work.

 

LINKS

 

This Website may, from time to time, contain links to other sites.  We are not responsible for the privacy practices of any such sites.  They may also use cookies and other technologies.  However, we do not have access to, or control over, cookies or other technologies that they may use.  As such, the information practices of these sites are not covered by our policy, but rather are covered by their respective privacy policies.  Thus, you should be aware of when you are leaving this Website and take the time to read the privacy statements of any such sites if they are in the habit of collecting your personal data.

 

DATA PROCESSORS

 

Givarate does not own or control any servers but does control a database managed by GoDaddy, whose servers are located in Arizona.  As a result, personal data entered on our Website is stored on the database for which Givarate acts as the data controller and GoDaddy acts as the data processor.  The database itself is maintained by GoDaddy for the period of time that the hosting plan with Givarate is active, or until Givarate deletes it.  GoDaddy maintains backups of the database for its own purposes in the event that a server goes down, which are retained for fourteen (14) days.  Priority Payment Systems, which handles the ACH processing, acts as a data processor with respect to personal data which it uses to process the file successfully to the Fed.  This includes, but is not limited to, the individual name, individual ID, routing number, account number, account type, and amount.  The personal data is stored on fully redundant secure data centers which store the data real-time.  The personal data is stored for seven (7) years.

 

TERMINATION OF CONSENT

 

You have the right, at any time, to withdraw your consent to the processing of your personal data.  The withdrawal of your consent will not affect or invalidate the lawfulness of any data processing based upon your original consent that occurred prior to your withdrawal of that consent.

 

CORRECTION, AMENDMENT OR DELETION OF INFORMATION

 

You have the right, in certain situations, to have your personal data corrected, erased, to terminate the further dissemination of your personal data, or to have third parties cease processing your personal data.  In the event that you desire to revoke your previously granted consent to our Website collecting any personal data, and/or wish to have such information corrected, amended or deleted, and/or to terminate the further dissemination of your personal data or to have third parties cease processing your personal data, you can do so by contacting us at:  Anthony Nelson, 10th street, Greenville, NC 27858, honestprice@givarate.com.

 

RIGHT TO YOUR PERSONAL DATA

 

You are entitled to receive a copy of your personal data free of charge so long as your request is not manifestly unfounded or excessive.  We must provide the requested information within one month of our receipt of your request, which time period can be extended by two additional months if necessary, so long as we inform you of the extension within one month of receiving your request and of the reasons for the delay.

 

RIGHT TO OBJECT TO PROFILING AND DIRECT MARKETING

 

To the extent that we may collect your personal data for the purposes of conducting profiling or direct marketing, you have the right to object to the processing of your personal data for those purposes.  In the event that you object to processing for those purposes, we will no longer process your personal data for those purposes.

 

DATA PORTABILITY

 

You have the right to receive your personal data in a commonly used and machine-readable format and to have your personal data transmitted to another information technology environment if it is technically feasible to do so.

 

RESPONSE TO “DO NOT TRACK” REQUESTS

 

We do not respond to web browser “do not track” signals.  As a result thereof, any navigation of our Website may be tracked as part of the gathering of quantitative user information described above.  If you arrive at our Website through the use of a link originating from a third party site that responds to “do not track” requests, the recognition of any “do not track” request you may have initiated will end upon your reaching our Website.

 

NOTIFICATION OF DATA BREACH

 

In the event of a data breach that is likely to result in a risk to your rights and freedom, within 72 hours of our becoming aware of the breach we are required to report it to you and the appropriate authorities.

 

COMPLAINTS

 

You have the right to lodge a complaint with the appropriate supervisory authority (Data Protection Authority) of a member state of the EU that is your habitual residence, your place of work, or the place of the alleged infringement of your rights.

 

NOTICE

 

Givarate may change this privacy policy from time to time.  Unless you are in the EU, all material changes to this policy are effective immediately upon its posting on this section of our Website.  If you are in the EU, you will have to provide your consent to any such changes.  We may also post these changes in the Terms of Use section of this Website and/or by sending an e-mail to users who have provided us their e-mail address for this notification purpose.